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Mandatory Financial Disclosure: Minimum and maximum repayment period: 3 to 60 months. Maximum APR: 48% (Ministry of Law cap: 4%/month). Representative Example: Loan of S$10,000 over 12 months at 4%/month with 10% admin fee (S$1,000 deducted on disbursement): monthly instalment โ S$1,066 ยท total repayment S$12,792 ยท total cost S$3,792. Fast Lend PLT is Approved by Law of Ministry of Singapore.