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Terms & Conditions

Last updated: August 2026

1. Acceptance of Terms

By accessing and using the Fast Lend PLT website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our website or services.

2. Nature of Service

Fast Lend PLT provides an online platform to facilitate personal loan applications. We are a business regulated and approved by the Law of Ministry of Singapore under the Moneylenders Act. Submitting an inquiry or application through our website does not guarantee loan approval. Final approval is subject to our in-house credit assessment and verification of your submitted documents.

3. Eligibility Criteria

To be eligible to apply for a loan through Fast Lend PLT, you must meet the following criteria:

  • Be a Singapore Citizen, Permanent Resident (PR), or hold a valid Employment Pass (EP).
  • Be aged between 21 and 65 years old at the time of application.
  • Have a minimum verifiable monthly income of S$1,500.
  • Not be an undischarged bankrupt.

4. User Obligations & Accuracy of Information

When applying for a loan, you agree to provide accurate, current, and complete information about yourself. Providing false, forged, or misleading information is a serious offense under Singapore Law. Fast Lend PLT reserves the right to report any suspected fraudulent activity to the Singapore Police Force (SPF).

5. Interest Rates, Fees, and Charges

As a regulated entity, all our fees and charges strictly comply with the Ministry of Law's regulations for licensed moneylenders:

  • Maximum Interest Rate: Interest charged will not exceed 4% per month on the principal remaining after deducting total payments made.
  • Late Interest: Late interest charged will not exceed 4% per month on the amount that is paid late.
  • Administrative Fee: An upfront administrative fee of up to 10% of the principal loan amount may be charged upon loan granting. This is deducted from the disbursed principal.
  • Late Fee: A late fee not exceeding S$60 may be imposed for each month of late repayment.

6. Intellectual Property

All content, trademarks, logos, and digital materials on this website are the intellectual property of Fast Lend PLT. You may not reproduce, distribute, or modify any content without our prior written consent.

7. Limitation of Liability

To the fullest extent permitted by law, Fast Lend PLT shall not be liable for any indirect, incidental, or consequential damages arising from your use of our website. We do not warrant that our website will be uninterrupted or completely error-free.

8. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of Singapore. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Singapore.

9. Contact Us

If you have any questions regarding these Terms & Conditions, please contact us at:

Email: legal@fastlendplt.com.sg
Phone: +65 8552 7896

Mandatory Financial Disclosure: Minimum and maximum repayment period: 3 to 60 months. Maximum APR: 48% (Ministry of Law cap: 4%/month). Representative Example: Loan of S$10,000 over 12 months at 4%/month with 10% admin fee (S$1,000 deducted on disbursement): monthly instalment ≈ S$1,066 · total repayment S$12,792 · total cost S$3,792. Fast Lend PLT is Approved by Law of Ministry of Singapore.