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Privacy Policy

Last updated: August 2026

1. Introduction

At Fast Lend PLT, we take your privacy seriously. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you visit our website or apply for a loan. We are fully committed to complying with Singapore's Personal Data Protection Act (PDPA) and ensuring your data remains secure.

2. Information We Collect

To provide you with our financial services and assess your loan eligibility, we may collect the following personal data:

  • Identity Information: Full name, NRIC/FIN number, date of birth, nationality, and gender.
  • Contact Information: Residential address, email address, and mobile phone number.
  • Financial Information: Employment details, monthly income, bank account statements, CPF contribution history, and credit history (via Credit Bureau Singapore if applicable).
  • Technical Data: IP address, browser type, device identifiers, and browsing behavior on our website.

3. How We Use Your Information

We strictly use your personal data for legitimate business and legal purposes, including but not limited to:

  • Assessing your loan eligibility and processing your loan application quickly.
  • Verifying your identity to prevent fraud, money laundering, and other unauthorized activities.
  • Disbursing funds to your designated bank account and managing loan repayments.
  • Communicating with you regarding your application, account status, or customer support inquiries.
  • Complying with the regulatory requirements set by the Ministry of Law Singapore and the Registry of Moneylenders.

4. Disclosure of Personal Data

We do not sell, rent, or trade your personal data. However, we may disclose your information to specific third parties under strict confidentiality agreements, including:

  • Credit Bureaus: Specifically the Credit Bureau Singapore (CBS) or the Moneylenders Credit Bureau (MLCB) as required by law.
  • Service Providers: Third-party vendors who assist us with IT infrastructure, data encryption, and secure payment processing.
  • Regulatory Authorities: Law enforcement agencies, the Ministry of Law, or other government entities when legally obligated to do so.

5. Data Security

Fast Lend PLT employs advanced security measures to protect your personal data. We utilize 256-bit SSL bank-level encryption to secure all data transmitted through our website. Access to your personal data is strictly limited to authorized personnel who have a legitimate business need to access it.

6. Retention of Data

We retain your personal data only for as long as is necessary to fulfill the purposes for which it was collected, or as required by applicable laws (such as the Moneylenders Act). Once your data is no longer needed, it is securely destroyed or anonymized.

7. Your Rights

Under the PDPA, you have the right to request access to the personal data we hold about you and to request corrections of any inaccuracies. You may also withdraw your consent for the collection and use of your data, though this may prevent us from providing you with our lending services.

8. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how your data is handled, please contact our Data Protection Officer (DPO):

Email: dpo@fastlendplt.com.sg
Phone: +65 8552 7896
Address: Fast Lend PLT Office, Singapore

Mandatory Financial Disclosure: Minimum and maximum repayment period: 3 to 60 months. Maximum APR: 48% (Ministry of Law cap: 4%/month). Representative Example: Loan of S$10,000 over 12 months at 4%/month with 10% admin fee (S$1,000 deducted on disbursement): monthly instalment ≈ S$1,066 · total repayment S$12,792 · total cost S$3,792. Fast Lend PLT is Approved by Law of Ministry of Singapore.