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Financial Solutions Tailored For You.

Whether you need to cover an emergency, grow your business, or manage life as an expat in Singapore, we have a fast, fair, and digital solution.

Financial Solutions Singapore

Explore Our Loan Products

Transparent rates. No upfront fees. MAS-compliant lending.

Personal Loan
Fast Cash

Personal Loan

Get up to 6x your monthly salary to handle medical bills, renovations, or unexpected emergencies. Disbursed directly to you in 2 hours.

  • Up to 6x Monthly Income
  • Bad Credit Accepted
  • Flexible Tenure up to 60 Months
Apply for Personal Loan
Business Loan
SME Growth

Business Loan

Empower your SME or sole proprietorship with fast cash flow injections. Secure inventory, pay suppliers, or expand your operations without bank red tape.

  • Up to S$200,000 Capital
  • Minimal Paperwork Needed
  • Unsecured Options Available
Apply for Business Loan
Foreigner Loan
Expats & Work Pass

Foreigner Loan

Specifically designed for Employment Pass, S-Pass, and Work Permit holders in Singapore. Cover rental deposits, family remits, or settling-in costs.

  • Valid Work Pass Accepted
  • No Local Guarantor Needed
  • Hassle-Free Approval
Apply for Foreigner Loan

One universal application.
Instant eligibility check.

Whether you need a personal, business, or foreigner loan, our digital platform routes your request to the right consultant immediately. No credit score impact to check.

MAS Compliant
256-bit Secure
2-Hour Approval
How much do you need?
+65

Data strictly protected under PDPA

Customer Support Singapore

Frequently Asked Questions

Everything you need to know about borrowing with Fast Lend PLT.

To speed up the process, you can verify your income using Singpass (MyInfo). Otherwise, for Singaporeans/PRs, you will need your NRIC, latest 3 months' payslips, and latest CPF contribution history. Foreigners will require a valid Work Pass (EP/S-Pass/WP), passport, tenancy agreement, and latest payslips.
As a licensed moneylender regulated by the Ministry of Law, we are legally capped at charging a maximum of 4% interest per month. This interest is calculated only on the remaining principal balance, meaning as you pay off your loan, your interest charges decrease.
Yes. Unlike traditional banks that rely heavily on CBS (Credit Bureau Singapore) scores, our financial consultants evaluate your current income and repayment capability. We believe in providing a second chance to those who are currently employed and can afford monthly repayments.
No. You will never be asked to transfer money to us before receiving your loan. Under MAS regulations, we may charge an administrative fee of up to 10% of the principal loan amount, but this is deducted from the disbursed amount, not paid upfront. Any lender asking for upfront transfer fees is likely a scam.
Once you submit your digital application, our consultants will review it immediately. If your documents are complete and you meet the eligibility criteria, you can review and sign the loan agreement. Once signed, the funds are disbursed instantly via secure bank transfer (e.g., PayNow/FAST) within 2 business hours.

Mandatory Financial Disclosure: Minimum and maximum repayment period: 3 to 60 months. Maximum APR: 48% (Ministry of Law cap: 4%/month). Representative Example: Loan of S$10,000 over 12 months at 4%/month with 10% admin fee (S$1,000 deducted on disbursement): monthly instalment ≈ S$1,066 · total repayment S$12,792 · total cost S$3,792. Fast Lend PLT is Approved by Law of Ministry of Singapore.